Debt Factory

The movement we are tracing from exploitation to indebtedness corresponds to the transformation of capitalist production from an order based on the hegemony of profit (that is, the accumulation of the average value of industrial exploitation) to one dominated by rent (that is, by the average value of the exploitation of social development) and thus by the accumulation of the value socially produced in an increasingly abstract form. Production thus relies, in this passage, increasingly on socialized, not individual, figures of work, that is, on workers who immediately cooperate together prior to the discipline and control of the capitalist.

--Michael Hardt and Antonio Negri, Declaration

Sometimes is pays (!) not to be a team player.